General Liability Insurance in Garden Grove, CA
General liability insurance may offer financial protection for your business when unexpected incidents involving third parties, such as customers, clients and passersby, occur. At New Advantage Insurance Agency, our agents are here to help you choose a policy that matches your budget and needs.
What Is General Liability Insurance?
General liability insurance, also known as business liability or commercial general liability insurance, may protect you financially from third-party claims alleging that you were at fault for their losses. Without it, you may have to pay for expenses out of your own pocket, which could result in substantial losses. It is not legally required in California, but certain contracts may require businesses to carry this type of insurance.
What Does a General Liability Policy Cover? 
While insurers may vary in terms of policy specifics, a typical general liability policy may provide these coverages:
- Bodily injury coverage may cover other parties’ medical expenses if they sustain injuries for which you’re at fault.
- Property damage coverage may cover the repair costs of a third-party’s property if you caused the damage.
- Personal and advertising injury coverage may help pay for your legal expenses if a customer files a claim of libel or slander against your business.
How Much Does Coverage Cost?
The cost of a general liability policy may be influenced by various factors. Carriers may often consider the following:
- Location
- Industry
- Revenue
- Number of employees
- Coverage limits
- Deductible
Get Covered Today
Contact New Advantage Insurance Agency today to learn more about our general liability insurance offerings or request a personalized quote.