Commercial Auto Insurance in Garden Grove, CA
Commercial auto insurance is meant for vehicles and drivers who operate as part of a business. While it shares many similarities with personal auto insurance, this type of policy includes terms and coverage that reflect the needs of a business using vehicles for work.
Who Needs Commercial Auto Insurance? 
Several types of vehicles and driving situations may call for this kind of coverage, including the following:
- Vehicles leased or owned by a business
- Employees using their own cars for work-related errands
- Company cars that employees use for both business and personal driving
- Personal vehicles classified as commercial because of their size or weight
What Questions Should I Ask My Agent About Commercial Auto Insurance?
It’s helpful to know what to ask when considering commercial auto insurance. As you prepare to explore coverage, here are a few questions worth bringing up:
- How much are you comfortable paying out of pocket after an accident? Choosing a higher deductible can lower your premium, but it means covering more of the repair costs yourself.
- How reliable is the insurance carrier in terms of service and paying claims? Independent agents like those at New Advantage Insurance Agency can help you explore policies from multiple carriers.
- Are there any discounts available? Ask about savings for safe driving, bundling policies or having student drivers.
- What’s the process for filing and resolving a claim? Find out who to contact and what steps to follow after submitting a claim.
Learn More
The agents at New Advantage Insurance Agency are well-equipped to discuss commercial auto insurance. Contact us today to find out how we can help secure your ideal policy.